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HOUSTON
Jun
28
Don’t Let Fear of Retirement Stop You From Taking the Leap
Filed Under Retirement | Comments Off
(c) 2008 Lin Schreiber
So, you’re ready to retire, but you just can’t bring yourself to pull the plug on the status quo of your life. You’re feeling fearful about what life will be like for you in the next stage. Whether it’s lurking persistently below the surface, or you’re completely paralyzed by it (or somewhere in between), it’s keeping you stuck right where you are. In your heart you know you want to move on.
The bad news is fear never really goes away. The good news is you can learn to move through it, once you understand which type of fear is holding you back.
Here are the three most common types of fear that can keep you from taking the leap into your next grand adventure, formerly called “retirement”:
1. Fear of the Future. If you’re suffering from an acute case of WIS (What If Syndrome: “What if I get sick, run out of money, lose my spouse, am bored, or _________?)”, then you’re definitely afraid of the future. The only problem with playing the “What If” game is it takes you completely out of the present, and that’s the only place where creation happens. Not only does this fear keep you stuck, it also keeps you from designing and implementing the life that you really want to be living. So, what if you looked to the future with hope and excitement, instead of fear and trepidation? What if you explored all the many options and opportunities that are available to you, instead of conjuring up things that may never occur? What if you created your own future, based on who you are, and how you want to be living your life, instead of letting your fear limit what’s possible? When you push through your fear of the future, you ignite the wonderful world of possibility, and fire up your ability to create life the way you want it.
2. Fear of Leaving Your Comfort Zone. Take a moment to explore where you are right now in your life. You may think what you’re feeling is comfort, but more likely what you’re feeling is numb. Are you in the “wow zone” or are you in a rut? When you’re in the wow zone, you feel fully alive, can’t wait to get out of bed in the morning, excited about what each new day will bring. When you’re in a rut, you’re just going through the motions. Remember this bumper sticker wisdom — the only difference between a rut and a grave is the depth. When you push through the fear of leaving your comfort zone, you build confidence, and discover the real “juice” in life.
3. Fear of Failure. This is a sneaky one. Think you’re afraid of failing? Think again. I’ve seen hundreds of women bump up against what they think is the fear of failing. And, in nearly every case, what they’re really afraid of is SUCCEEDING. Think about that for a minute. First of all, so-called “failure” is really an illusion, because you can use it to teach you, inform you and strengthen you, so you can adjust your sails and go in a different direction. As long as you learn from every experience, there’s no failure. Second, isn’t your fear really about being your brilliant, beautiful, powerful self? You have a sense of all that you would gain, but you’re afraid of what you might lose. And, the operative word here is “might”. When you push through your fear of success, you give yourself permission to shine your light and go for “it”, whatever “it” looks like for you. And, you give the people around you permission to shine, too.
Each time you face your fear, you reduce its power to hold you back. The less power it has, the more power (and control over your life) you have. In fact, you can actually use fear to fuel you forward in your life. So when you find yourself fearing the future, open to all the wonderful possibilities the future holds. When you’re in the deadly rut of your comfort zone, burst out of it and discover a more confident you. When fear of failure is staring you down, give yourself permission to shine no matter what, and craft your retirement into the life you’ve always wanted live.
TIDWELL
Jun
21
How many years away from retirement am I?
Filed Under Retirement | 3 Comments
I have $40,000 today toward my eventual retirement that will earn 14% interest over the period. I want to have $500,000 at at the retirement date. How many years away from retirement am I?
ANGLIN
Jun
20
10 easy ways to Make Money Online
Filed Under Howto | 25 Comments
www.moneyfellas.com Here are the 10 easy ways to make money online. The ways here are for newbies and also for the advanced.
HAMER
Jun
20
Make Money – Online – How To – Best Online Business – Earn – Money On The Internet – Work – Home
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PARIS
Jun
18
Arturo Gatti announces his retirement
Filed Under Sports | 25 Comments
Arturo Gatti interview 07-14-2007. He annonced his retirement and says that he loves his fans. This is after his final bout against Alzonso Gomez.
KERNS
Jun
17
Retiring with a Decent Income
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These days, it’s hard to listen to the financial or economic news for long without hearing something about pensions. These news stories usually give us some bad news about the pensions shortfalls in the gaping holes in pension funds. The chancellor Gordon Brown has recently gone on record suggesting that he is in favour of increasing the working age, and the debates about whether to link state pensions to earnings or inflation rages on. The bottom line is that people are spending too much, and saving too little for the future. It can be seen in all aspects of life, from consumer debt levels to corporate pension provisions to government statements about the future funding of pensions.
Save now
If you want a prosperous retirement, it looks like to only way to guarantee it, is to save the money yourself and provide for your own pension. The amount you receive during retirement is all down to you and the basic principle is that the more you save now, and the sooner you start saving in life, the better off you will be in old age. No one wants to spend their whole life working hard, just to end up struggling in their old age with an inadequate pension. This is the time that many people look forward to as a long awaited break and a welcome reward. It can be a great opportunity to do some of the things you never had the chance to when you were younger and busier, like travel, take up new hobbies and spend time with friends and family. But you must have the money put away in advance.
Secure your future
The earlier you start saving the better. It’s been said before but it is the single most important tip in all pensions advice. Because of compound interest and rates of cumulative saving and investment growth, money saved when you are in your twenties will be worth an average of four times as much as money saved in your forties. Or put another way, saving £300 a month in your twenties for you pension, is equivalent to putting in £1,200 a month when you are forty. Therefore, it really is good value to save early. Of course this will all depend on your own personal circumstances but if at all possible, try to start saving for your old age while you are still young. Not only will it mean a secure and prosperous retirement, but also poverty when you are young is still far more fashionable than poverty in old age.
BABCOCK
Jun
15
Ned, a radio DJ prankster faces “discrimination” when he calls a retirement community about accepting gays. No offense, Yankees fans
MARLOW
Jun
13
Stay Connected in Retirement
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You’ve probably heard it said about getting ahead in life that “it isn’t what you know, it’s who you know.” While there is a certain amount of truth to that claim, I can assure you there is a great deal of truth in this statement: “Happiness depends on your ability to stay connected in retirement.” Quite simply, numerous studies show that people who withdraw from life and from connections with others are not only miserable in their retirement years, but they tend to die sooner than people you stay connected in retirement.
It is always easy to postpone doing things; and this doesn’t change when we retire. Staying connected is one of the most important things people need to do after retiring. Fortunately, this is not difficult. No matter how shy you are, and no matter how much of a loner you are, you need to stay connected to life, to the world, and to at least one or two other people. We don’t have to become isolated or lonely in retirement. We just need to stay connected.
Here are a few ideas to help you stay connected:
Consistently watch one news broadcast each day at least. This is one way to stay informed about the world and your community. It also gives you topics for conversation with other people. Keeping up with the news also keeps you informed of new developments and the like that can make your life better.
Have a conversation with at least one person who is important to you each day. It really doesn’t matter so much whether the conversation occurs over the telephone or face to face. The important thing is to stay in conversation with someone every day. Whether you discuss world news or childhood memories, the conversation is good for you.
Write a letter (not an e-mail) to someone each week. Take the time to actually connect with someone by taking the time to sit down and write a long letter. Write about what is happening in your life, your family, your thoughts, and your feelings. Not only will the letter brighten someone else’s life, you will probably receive a response that will brighten your life.
Find an exercise buddy. We all need exercise. Whether you choose to walk or engage in some other physical activity for exercise, it will be more fun if you share the experience with a friend. You can discuss many things on a daily walk, or even at a pool or a gym or spa.
Volunteer to help others. There are many people around us who need help with things. There are people whose only contact with others is a conversation with the meals-on-wheels delivery person. There are children who need to be taught or just need to be loved. There are many organizations that rely upon volunteers to carry out their mission. Not only will you stay connected with other people, you will know you have done something to help someone, and that will feel good.
Join a group or club. Regular get-togethers with other people who enjoy the same things you do, are great fun. Whether you play cards, mah jong, dominoes, chess, checkers or bunko; whether you share bird watching experiences or take in a movie or a show together, you are spending time in conversation with people with whom you share interests.
Remain or become active in your church, synagogue or mosque. You can be assured that you share basic beliefs and values with the people you meet there. You will also find ways to help others, teach others, and contribute to a better world.
Learn to do something new. Whether you take computer classes, dancing lessons, or you audit a course at the local college, learning something new keeps your mind sharp, puts you in contact with others who have similar interests, and opens up new possibilities for social, business or educational activities in the future.
Try these tips to become connected and stay connected in retirement. You will be happier, healthier, and you can make a positive impact on the lives of others.
LEMUS
Jun
12
How To Make Money Online Using Google And Yahoo
Filed Under Howto | 25 Comments
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